From time to time, Dynamic Bear Inc. engages in commercial lending and may finance projects, ventures, joint-ventures and investments which our analysts deem as a going concern (meaning we think that they can pay principal and interest back). As such, our commercial loans can provide profitable companies with a wide range of solutions and repayment terms. This is a quality solution for those who do not qualify for our equity investments or for those companies who do not wish to sell equity in their frims. 

What is the difference between equity and lending? 

Businesses issue debt securities and equity securities as a means of raising capital. While both types of securities raise capital for the business, there are advantages and disadvantages to each method, for business and for investors. As such, equity securities represent ownership in the business; stockholders become equity holders in the business. Debt securities represent a loan to the business; a bondholder holds debt of the business, but has no equity ownership in the business.